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Jewelry Appraisers in Lutherville Timonium, MD

4 of the 8 jewelry stores we list in Lutherville Timonium have jewelry appraisals.

A written jewelry appraisal is what insurers ask for, and it takes a trained gemologist to do one properly. Every business in this list names appraisals or gemological services in its business name, listing or on its own website.

  1. Smyth Jewelers

    2020 York Rd, Lutherville Timonium, MD 21093-4244

    Mon-Sat 10am-6pm, Sun 12pm-5pm

    Watch repairEstate jewelryAppraisals
  2. Meritage Jewelers

    1620 York Rd, Lutherville Timonium, MD 21093-5634

    Tue-Fri 10am-6pm, Sat 10am-5pm

    Jewelry repairWatch repairCustom jewelryEstate jewelryAppraisals
  3. Misha and Co Custom Jewelry Designers

    10751 Falls Rd, Lutherville Timonium, MD 21093-4504

    Jewelry repairCustom jewelryAppraisals
  4. Certified Rarities

    1447 York Rd Ste 310, Lutherville Timonium, MD 21093-6072

    Buys goldAppraisals
Say what the appraisal is for. An insurance appraisal states the replacement value; an appraisal for selling or for an estate states fair market value, which is usually lower. Ask whether the appraiser holds a gemology credential and whether the fee is flat or per piece.

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Good to know

Why do I need a jewelry appraisal?

Insurers usually ask for a written appraisal to insure a ring or other valuable piece, and an appraisal helps when dividing an estate or deciding what to sell. It describes the metal, the stones and their measurements, and states a value for the stated purpose.

How often should jewelry be reappraised?

Many insurers and appraisers suggest updating an appraisal every few years, because gold and diamond prices change. An outdated appraisal can leave a piece underinsured.