3,459jewelry stores
50states
7%of all listings
A written jewelry appraisal is what insurers ask for, and it takes a trained gemologist to do one properly. Every business in this list names appraisals or gemological services in its business name, listing or on its own website.
Browse by state
- California390
- Florida292
- New York281
- Texas256
- Pennsylvania160
- Illinois124
- Ohio123
- Michigan121
- North Carolina115
- New Jersey110
- Georgia95
- Virginia91
- Massachusetts89
- Missouri72
- Washington72
- Colorado71
- Maryland71
- Arizona69
- Tennessee62
- Wisconsin62
- Connecticut61
- Minnesota58
- Indiana50
- Oregon40
- South Carolina39
- Iowa38
- Oklahoma38
- Louisiana37
- Alabama33
- Kentucky30
- Kansas29
- Utah27
- Arkansas24
- Nevada24
- New Hampshire24
- Maine21
- Rhode Island17
- Mississippi15
- New Mexico15
- West Virginia15
- Montana14
- Hawaii12
- Nebraska12
- Idaho11
- Vermont11
- Washington DC10
- Alaska9
- Delaware8
- North Dakota6
- South Dakota5
Say what the appraisal is for. An insurance appraisal states the replacement value; an appraisal for selling or for an estate states fair market value, which is usually lower. Ask whether the appraiser holds a gemology credential and whether the fee is flat or per piece.
Common questions
Why do I need a jewelry appraisal?
Insurers usually ask for a written appraisal to insure a ring or other valuable piece, and an appraisal helps when dividing an estate or deciding what to sell. It describes the metal, the stones and their measurements, and states a value for the stated purpose.
How often should jewelry be reappraised?
Many insurers and appraisers suggest updating an appraisal every few years, because gold and diamond prices change. An outdated appraisal can leave a piece underinsured.