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Jewelry Appraisers in Ellicott City, MD

4 of the 13 jewelry stores we list in Ellicott City have jewelry appraisals.

A written jewelry appraisal is what insurers ask for, and it takes a trained gemologist to do one properly. Every business in this list names appraisals or gemological services in its business name, listing or on its own website.

  1. Smyth Jewelers

    11105 Resort Road, Ellicott City, MD 21042

    Monday - Saturday 10-6, Sunday - Closed

    Watch repairEstate jewelryAppraisals
    Call Website Directions

  2. Lumos Jewelers

    5725 Richards Valley Rd, Ellicott City, MD 21043-6964

    Mon-Thurs: 10am-6pm, Fri-Sat: 10am-7pm, Sunday: Closed

    Jewelry repairWatch repairAppraisals
    Call Website Directions

  3. Sergio's Fine Jewelers

    10132 Baltimore National Pike, Ellicott City, MD 21042-3607

    Tue 10am-6pm, Wed-Fri 10am-5pm, Sat 10am-4pm

    Jewelry repairWatch repairCustom jewelryEstate jewelryAppraisals
    Call Website Directions

  4. Lumos Jewelers

    5725 Richard's Valley Road A-10, Ellicott City, MD 21043

    Mon-Thu 10am-6pm, Fri-Sat 10am-7pm

    Watch repairAppraisals
    Call Website Directions
Say what the appraisal is for. An insurance appraisal states the replacement value; an appraisal for selling or for an estate states fair market value, which is usually lower. Ask whether the appraiser holds a gemology credential and whether the fee is flat or per piece.

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Good to know

Why do I need a jewelry appraisal?

Insurers usually ask for a written appraisal to insure a ring or other valuable piece, and an appraisal helps when dividing an estate or deciding what to sell. It describes the metal, the stones and their measurements, and states a value for the stated purpose.

How often should jewelry be reappraised?

Many insurers and appraisers suggest updating an appraisal every few years, because gold and diamond prices change. An outdated appraisal can leave a piece underinsured.