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Jewelry Appraisers in Owensboro, KY

3 of the 19 jewelry stores we list in Owensboro have jewelry appraisals.

A written jewelry appraisal is what insurers ask for, and it takes a trained gemologist to do one properly. Every business in this list names appraisals or gemological services in its business name, listing or on its own website.

  1. Nick T. Arnold Jewelers

    3630 Frederica St, Owensboro, KY 42301-6962

    Tue–Fri 10am–5:30pm, Sat 10am–5pm, Sun closed

    Jewelry repairWatch repairCustom jewelryPermanent jewelryAppraisals
    Call Website Directions

  2. Nick T. Arnold Jewelers

    2594 Calumet Trce, Owensboro, KY 42303-4666

    Mon 11am-5:30pm, Tue-Fri 10am-5:30pm, Sat 10am-5pm

    Watch repairCustom jewelryAppraisals
    Call Website Directions

  3. Nick Tock Clock Shop

    3630 Frederica St, Owensboro, KY 42301

    Tue–Fri 10am–5:30pm, Sat 10am–5pm, Sun closed

    Jewelry repairWatch repairCustom jewelryPermanent jewelryAppraisals
    Call Website Directions
Say what the appraisal is for. An insurance appraisal states the replacement value; an appraisal for selling or for an estate states fair market value, which is usually lower. Ask whether the appraiser holds a gemology credential and whether the fee is flat or per piece.

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Good to know

Why do I need a jewelry appraisal?

Insurers usually ask for a written appraisal to insure a ring or other valuable piece, and an appraisal helps when dividing an estate or deciding what to sell. It describes the metal, the stones and their measurements, and states a value for the stated purpose.

How often should jewelry be reappraised?

Many insurers and appraisers suggest updating an appraisal every few years, because gold and diamond prices change. An outdated appraisal can leave a piece underinsured.